Vera: The Ai Debt Negotiator

Facing council tax debt? Vera writes the letters you need — fast.

Whether you're behind on council tax, worried about bailiffs, or trying to avoid court, Vera is your AI-powered assistant.


We generate professional letters and action plans, step by step — so you don't have to face this alone.

Start Using Vera

How Vera works — today and tomorrow

Step 1 - Upload Your Letter

Take a photo of your council tax letter. Vera reads it and creates a plan.

Step 2 - Get a Free, Professional Letter

Your first letter and action plan are completely free.

Start Using Vera

Coming soon: Vera For All Debts

We’re building AI negotiation tools for rent arrears, energy debts, and credit cards — so one day, Vera can handle every debt you face.


Council tax today. All debt tomorrow. Join us as an early user and help shape Vera’s future.

Is Vera Right For You?

Vera is built for people who:


  •  Are struggling with council tax debt
  • Are single parents, renters, self-employed, recently unemployed, retired, or managing a health condition
  • Have bailiffs threatening to visit
  • Don't know how to write the right letter to stop enforcement
  • Want help without phone calls, appointments, or judgment

Your Data Is Safe

  • Not connected to councils or bailiffs - we're here for you, not them

Ready to Take Control of Debt?

Vera is an independent AI debt negotiation tool — not affiliated with councils or bailiffs.

Questions? Contact us at info@veradebtcoach.ai